The difference is simple: cash is physical money (banknotes and coins). Account money is the money in your bank account (digital).

In the Netherlands, you can often withdraw cash for free. Banks usually cover the costs of transport and storage.

Abroad, you may sometimes pay extra. That’s because safely transporting cash to ATMs is expensive. With foreign currencies, there are often additional costs as well, because the money has to come from other countries—sometimes even by plane.

💡 Please note: The exchange rate you see on Google is usually the account (non-cash) rate. The rate for cash (banknote) transactions can be different. And in some countries, that cash rate can be significantly higher.

At Travelex, we clearly show you the rate you’ll receive—so you always know what to expect. Thanks to our global network, we can often source cash at competitive rates. That’s why we’re often able to offer sharp exchange rates and a safe transaction.

During this promotion, our general terms and conditions apply. You can also use our buyback guarantee. The promotion is online-only and does not apply to cash withdrawals at ATMs.